Tokenized money is a 2025 architecture problem, not a 2030 one
The BIS just blueprinted a tokenized unified ledger and JPMorgan put a deposit token on a public chain - in the same week. The hard part for banks was never the blockchain. It is retrofitting core banking to carry programmable money without a big-bang migration.
Lead essay
Start here when you want the current Doric argument instead of a chronological archive.
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